Underwriting Philosophy

We take a human approach to underwriting

At Old Republic Surety Company, we pride ourselves on the detail we give every bond application. We are consistent in our approach to helping our agency base and helping their customers succeed and grow. Based on a strong history of stable, consistent and ethical standards, Old Republic Surety Company will give every submission the attention it deserves.

Contract Bond Underwriting

  • Every bond submission is important
  • We have a can-do approach - if there is a way to write the bond - we will
  • No computer program underwriting. Each case is underwritten based on it's own merits
  • Challenging opportunities are approached at every angle
  • We hear the contractor's story, we listen. We are always willing to meet with our contractor clients and prospects to understand their business better
  • We manage our book of business for the long-term
  • We don't make knee-jerk reactions to market changes or contractor claim scenarios
  • Because we underwrite standard, best-in-class scenarios - giving us a very stable book of business, we then can afford to also make exceptions on more complicated submissions
  • Our parent company - Old Republic International has the same conservative approach

New to contract bonds? We have the answers to all your questions.

Commercial Bond Underwriting

  • Delivering bonds in the simplest, most efficient, and timely manner possible
  • Providing bonds quicky, hassle-free, with maximum efficiency
  • Consistently helpful service delivered with care and kindness to make your day a little easier

We offer thousands of different bonds within our BONDSTAR™ system and can accommodate almost any bond you may need.

More from our blog:

Charity Year in Review 2024

Charity Year in Review 2024

The commitment to helping others reach their potential is a guiding principle for Old Republic Surety employees and is deeply embedded in our core …
Read more
Why Young Professionals Should Consider a Career in Surety

Why Young Professionals Should Consider a Career in Surety

Surety is a specialized field that blends financial analysis, risk management and relationship-building to support a wide range of industries. …
Read more
Behind the Scenes: Understanding the Claims Process

Behind the Scenes: Understanding the Claims Process

At Old Republic Surety Company, the claims process is more than just a procedural necessity. It’s a critical function that protects our company’s …
Read more

Learn more about our services & how we can help you

Contact Us